Lulu Exchange Balance Check
Staying informed about your salary balance is key to managing your finances effectively. The Lulu Salary Card, issued by Lulu Exchange in the UAE, provides a secure and convenient way for employees to receive their wages without needing a traditional bank account. Lulu Exchange offers multiple ways of Lulu Exchange Balance Check whether you prefer using your phone, a web browser, SMS, or visiting a branch. This guide breaks down each method step-by-step.
Table of Content
- 1 What is the Lulu Salary Card
- 2 How to Check Lulu Salary Card Balance Online
- 3 How to Check Lulu Money Salary Card Balance via App
- 4 How to Check Lulu Salary Balance via SMS
- 5 How to Check Lulu Salary Card Balance at ATMs
- 6 How to Check Lulu Salary Balance Through Customer Service
- 7 Importance of Checking Your Lulu Salary Card Balance
- 8 Questions & Answers
- 9 References
What is the Lulu Salary Card
The Lulu Salary Card is a prepaid payroll card provided by Lulu Exchange for employees enrolled in the UAE’s Wage Protection System (WPS). It functions similarly to a debit or credit card, enabling users to receive their salaries and make purchases or withdrawals. Designed for workers without a conventional bank account, this card offers a secure and accessible way to manage salary payments and daily expenses.
How to Check Lulu Salary Card Balance Online
Need to verify a salary deposit or check your remaining balance? You can easily do so through the Lulu Money website. Follow these steps: [1]
- Visit the Lulu Money official webpage “from here”.

- Click “Download for Android” Or “Download for iOS” Depending on your device. You’ll be redirected to the appropriate app store.
- Download and install the Lulu Money app.
- Open the app and tap “Login” If you already have an account, or select “Sign Up” To create one.
- Once logged in, go to the Cards section and choose your Lulu Salary Card.
- Select the Balance Inquiry option to view your current salary balance.
- You can also access the “Track” Section to see your recent transaction history.
Checking your Lulu Salary Card balance is currently only available through the mobile app not the official Lulu Exchange website.
How to Check Lulu Money Salary Card Balance via App
The Lulu Money app offers a simple and secure way to check your salary card balance on your smartphone. Follow these steps: [2] [3]
- Download the Lulu Money app from any digital app store.
- Install and launch the app.
- If you already have an account, tap “Login”. If not, select “Sign Up” to create a new account.
- After logging in, go to the card section and choose your Lulu Salary Card.
- Tap on “Balance Inquiry” To check your current available balance.
- For detailed activity, access the “Track” Section to review recent transactions and deposits.
This app-based method is perfect for users who want real-time updates on their salary and spending.
How to Check Lulu Salary Balance via SMS
If you don’t have internet access, checking your Lulu Salary Card balance by SMS is a quick and easy option. Just follow these steps:
- Open the SMS or messaging app on your mobile phone.
- Type the message in this format: BAL [Your NIN or Card Number]. Example: BAL 1234567890
- Send the message to 51199.
- You’ll receive a reply shortly with your current Lulu Salary Card balance.
This method is ideal for quick balance checks while on the go or without using apps or websites.
How to Check Lulu Salary Card Balance at ATMs
You can also check your Lulu Salary Card balance using any nearby ATM. Follow these simple steps:
- Go to the closest ATM that accepts your Lulu card.
- Insert your Lulu Salary Card into the machine and enter your PIN.
- Choose the “Balance Inquiry” Option from the menu.
- Your current balance will be displayed on the screen, and you can choose to print a receipt if needed.
This method is convenient for those who prefer checking their balance in person.
How to Check Lulu Salary Balance Through Customer Service
If you prefer face-to-face assistance, you can visit any Lulu Exchange branch to check your salary card balance. Simply head to the nearest location, present your Lulu Salary Card at the customer service desk, and request a balance inquiry. A staff member will assist you and provide the current balance along with any other details you may need. This option is ideal for those who value in-person support or need help with additional services.
Importance of Checking Your Lulu Salary Card Balance
Keeping track of your Lulu Salary Card balance is essential for smart money management. Here are some key reasons why regular balance checks matter:
- Confirm Salary Deposits: By checking your balance, you can instantly verify whether your salary has been credited and identify any delays or discrepancies early on.
- Manage Spending & Budgeting: Monitoring your balance and transaction history helps you stay within your budget, avoid overspending, and build better financial habits.
- Detect Fraud or Errors Early: Regular reviews of your account allow you to spot any unauthorized charges or processing mistakes quickly, making it easier to report issues and recover your funds.
Routine balance checks give you more control over your finances and help you stay financially secure.
Conclusion
With several easy options available mobile app, SMS, ATM, and in-branch support checking your Lulu Salary Card balance in 2025 is simple and reliable. By staying updated, you can better manage your salary, avoid unexpected issues, and take control of your financial well-being with confidence.
Questions & Answers
The Lulu Salary Card is a prepaid payroll card issued by Lulu Exchange for WPS employees to receive salaries without needing a bank account.
You can check your balance through the Lulu Money mobile app by logging in, selecting your card, and tapping the balance inquiry option.
No, Lulu Exchange does not offer balance checks through its website. You must use the Lulu Money app or another supported method.
Send an SMS with “BAL [Your NIN or card number]” to 51199. You’ll receive your current balance within moments.
Yes, visit any ATM that accepts the card, insert it, enter your PIN, and choose the balance inquiry option to view your balance.
Yes, the Lulu Money app is available on both Android and iOS devices via Google Play Store and Apple App Store.
Absolutely. First-time users can sign up directly through the Lulu Money app using basic personal and card details.
Visit any Lulu Exchange branch and request a balance inquiry at the customer service desk by presenting your salary card.
No. If you don't have internet, you can check your balance via SMS or by using an ATM or visiting a branch.
Frequent balance checks help you confirm salary deposits, monitor spending, detect unauthorized transactions early, and stay on top of your finances.