Ratibi Card Balance Check

In today’s fast-paced digital world, tracking your salary is essential. The Ratibi Card, issued by First Abu Dhabi Bank (FAB), allows employees—Especially those without regular bank accounts to receive salaries securely and access funds anytime. Whether you’re at home or on the go, checking your Ratibi Card balance in 2025 is easier than ever. This guide explains all the official methods of Ratibi balance check, including mobile apps, websites, SMS, and ATMs.

What is a Ratibi Card

The Ratibi Card is a prepaid salary card issued by First Abu Dhabi Bank (FAB), specially designed for employees who do not have a traditional bank account. It functions like a debit card, allowing users to receive their salaries, withdraw cash from ATMs, make in-store purchases, and pay bills online. It offers a convenient and secure way to manage money without the need for a full banking relationship.

How to Check Your Ratibi Card Balance via FAB Mobile App

You can conveniently monitor your Ratibi card balance using FAB’s mobile banking app. Follow these steps to get started: [1] [2]

  • Download the Ratibi app from:
Ratibi Balance Check
Ratibi Balance Check

 

    • Google Play Store (Android) “from here“.
Ratibi Balance Check
Ratibi Balance Check
  • Install and open the app.
  • Sign in using your existing FAB online banking credentials or register for a new account.
  • Once logged in, navigate to the dashboard or card section to view your Ratibi card balance and transaction history.

The FAB app provides a secure and user-friendly way to manage your Ratibi card anytime, directly from your smartphone.

How to Check Ratibi Card Balance Online

You can easily check your Ratibi card balance online using the official FAB balance inquiry page. Just follow the steps below: [3]

  • Go to the First Abu Dhabi Bank (FAB) official website “from here.
Ratibi Balance Check
Ratibi Balance Check
  • On the homepage, click the “Login” Button in the top right corner to see available options.
  • Select “Ratibi Prepaid Card Balance Inquiry” From the list to access the dedicated balance check page.
  • Enter the last two digits of your Ratibi card number.
  • Provide your full Card ID, located in the bottom-left corner of your card.
  • Click the “Go” Button.
  • Your current Ratibi card balance and recent transactions will be displayed on the screen.

This method is secure, quick, and doesn’t require logging into a full banking profile.

How to Use Payit to Check Ratibi Card Balance

Another mobile-friendly option to check your Ratibi card balance is through the Payit app, a digital wallet service powered by FAB. Here’s how to link your Ratibi card and view your balance: [4] [5]

  • Download the Payit mobile app on any digital app store.
    • Download the Payit app on Google Play Store “from here”.
    • Download the Payit app on Apple App Store “from here”.
  • Install and launch the app.
  • Choose “Ratibi Cardholder” As your account type.
  • Scan your Emirates ID when prompted.
  • Enter the last two digits of your Ratibi card and your complete Card ID.
  • Provide your registered mobile number.
  • Enter the OTP (One-Time Password) sent to your mobile.
  • Create a secure 4-digit PIN for app access and transactions.
  • Once setup is complete, you’ll see a confirmation screen showing your card is successfully linked.

You can now instantly view your Ratibi card balance and manage transactions directly through the Payit app.

How to Check Ratibi Card Balance via SMS

Stay updated on your Ratibi card transactions by activating FAB’s SMS alert service. Here’s how to set it up:

  • Visit any FAB branch or contact FAB customer support to request SMS alert activation.
  • Register your mobile number with your Ratibi card account.
  • Once activated, you’ll receive free SMS notifications for salary deposits and all card transactions.
  • No need to check manually—your balance and activity details will be sent to your phone in real time.

How to Check Ratibi Card Balance at an ATM

You can also check your Ratibi card balance through an ATM or by visiting a FAB branch. These options require a physical visit but are simple and reliable.

  • Go to any FAB ATM or any ATM that accepts Visa/MasterCard.
  • Insert your Ratibi card and enter your PIN.
  • Select the balance inquiry option to view your available balance on the screen.
  • Alternatively, you can visit a FAB branch and ask the customer service desk to assist you with your Ratibi card balance.

Conclusion

With multiple convenient options available—FAB mobile app, official website, Payit, SMS alerts, and ATMs—Checking your Ratibi card balance in 2025 is fast, secure, and hassle-free. Whether you prefer digital tools or in-person methods, staying updated on your salary has never been easier.

Questions & Answers

What is a Ratibi Card?

A Ratibi Card is a prepaid salary card from FAB that allows employees without bank accounts to receive and manage their wages securely.

How do I check my Ratibi balance online?

Go to FAB’s official website, open the Ratibi Balance Inquiry page, enter your card details, and click “Go” to see your balance.

Can I check my Ratibi card balance on mobile?

Yes, install the FAB or Payit app, sign in or register, and view your Ratibi card balance and transactions directly on your smartphone.

How can I activate SMS alerts for Ratibi?

Visit any FAB branch or contact support to register your mobile number and receive instant SMS updates on your balance and salary deposits.

Is it free to check Ratibi balance via SMS?

Yes, once SMS alerts are activated, you’ll receive free messages showing your salary deposits and transaction activity in real-time on your phone.

Can I use Payit to check my Ratibi card balance?

Yes, you can link your Ratibi card to the Payit app by scanning your Emirates ID and verifying your card and mobile details.

What details are needed for online balance check?

You’ll need the last two digits of your Ratibi card and the full card ID found on the front of your card to proceed.

Do I need internet to check Ratibi balance?

No, with SMS alerts or ATM access, you can check your Ratibi balance without needing an internet connection or mobile app.

Is the FAB mobile app safe for balance checking?

Yes, the FAB app uses secure login and encryption to protect your Ratibi card information and ensure safe access to your balance details.

References

[1]apps.apple.comFAB Mobile Banking5 Jul 2025
[2]play.google.comFAB Mobile Banking5 Jul 2025
[3]www.bankfab.com FAB5 Jul 2025
[4]play.google.comPayit App5 Jul 2025
[5]apps.apple.comPayit App5 Jul 2025